have you Experienced any of these before?

Mandatory Owner Update

1. Were you ever made to feel that the owner presentations were mandatory upon check-in? Did they say it was NOT a sales meeting but an informational update? Did they hold your parking pass, room key or charge a deposit on your credit card before attending?

False Urgency

2. The sales rep said you missed a call/email for a great deal, so now the offer was available that day ONLY? Did the rep say there was an issue with your account and they were going to "fix" or "restructure" it?

Renting Guarantees

3. Did the sales rep say you could use the extra points to rent out your timeshare while also guaranteeing that your rental income will offset maintenance and/or the costs of your ownership?

Unauthorized Credit Check

4. Did the sales rep ever ask you to sign a paper or give your SSN so they could pull up your account, and you later found out they pulled your credit or opened a credit card without your consent?

Value Misrepresentation

5. Did the sales rep tell you the timeshare is considered real estate that would increase in value over the years and your deed or points could potentially be sold at a later date for profit? Did they ever mention the secondary market where you can buy points for pennies on the dollar?

Leaving a Legacy

6. Did your sales rep ever make you feel that this would be a great "investment" for your family and that you could leave these amazing experiences to your children?

Personal Coordinator

7. Has a sales rep mentioned that they will be your personal coordinator and will aid in any issues you have such as booking reservations or renting, but when you reached out, they never responded?

Location Transfer

8. Were you ever made to feel you were "deeded" in the wrong place and moving to a new location would benefit you with lower maintenance, interest, or better priority?

Refinance

9. Were you ever told that you could get your balance refinanced with your local bank or credit union for a lower rate? Were you ever denied when trying?

Right Of Rescission

10. Were you told that the number of days you had to cancel your contract and get a full refund? Have you ever sent in your cancelation letter, but the developer said it was too late to honor it?

Coached At Signing

11. Did the sales rep ever coach you to omit the real reasons you were buying additional points? (i.e. renting, cheaper maintenance, better priority)

Equity Trade

12. Were you ever told that they would use your equity to trade in to another property, only to find out later that you now have two separate contracts with two mortgages or maintenance fees?